RECONSTRUCTIVE SURGERY BENEFIT: BREAST RECONSTRUCTION: Aflac will pay the amount listed below when a charge is incurred for a reconstructive surgical operation that is performed on a Covered Person as a result of treatment of Cancer or an Associated Cancerous Condition. The maximum daily benefit will not exceed $1,000.

Furthermore, Does Aflac cover weight loss surgery? Treatment for being overweight, gastric bypass or stapling, intestinal bypass, and any related procedures, including any resulting complications. Services performed by a family member.

How much will AFLAC pay for surgery? No lifetime maximum. Surgical Benefit Aflac will pay $100–$2,000 when a covered person has surgery performed for a covered sickness in a hospital or ambulatory surgical center based upon the Schedule of Operations in the policy.

Subsequently, How much does AFLAC pay for anesthesia? Aflac will pay an indemnity benefit equal to 25% of the amount shown in the Schedule of Operations for the administration of anesthesia during a covered surgical operation. The maximum daily benefit will not exceed $2,125.

Does AFLAC cover prescription drugs?

The No Cost Prescription Program is included with the purchase of any pass . You can also get the No Cost Prescription Program on its own!

Sample Savings Chart.

Medication Oxycodone/APAP 5-325mg
QTY 30
Retail Price $23.99
Member Price $11.41
Member Savings 52%

Does Aflac short-term disability cover elective surgery? No, it does not with most plans. Most short-term disability insurance plans only cover surgeries that are medically necessary.

How does Aflac short-term disability work? Aflac Short-Term Disability benefits provide you with a source of income while you concentrate on getting better. This means that you will have added financial resources to help with expenses incurred due to medical treatment, to help with ongoing living expenses, or to help with any purpose you choose.

Can I buy insurance to cover bariatric surgery? In a Nutshell. Expenses incurred on Bariatric Surgery are usually not covered in a basic medical insurance policy. However, insurers nowadays offer an option to get Bariatric Surgery Insurance as an add-on cover by paying a little extra premium.

Does Aflac cover stress test?

$150 Aflac will pay $150 per calendar year when a covered person requires one of the following exams and a charge is incurred: CT scan, MRI (magnetic resonance imaging), EEG (electroencephalogram), thallium stress test, myelogram, angiogram, or arteriogram.

Does Aflac pay for CT scans? MEDICAL DIAGNOSTIC AND IMAGING EXAMS BENEFIT: Aflac will pay $150 when a Covered Person requires, and incurs a charge for, one of the following exams: computerized tomography (CT or CAT scan), magnetic resonance imaging (MRI), electroencephalogram (EEG), Sleep Study, thallium stress test, myelogram, angiogram, or …

How much does Aflac pay for xray?

X-RAY BENEFIT: Aflac will pay $25 when a Covered Person requires an X-ray while receiving emergency treatment in a Hospital or a Hospital emergency room for Injuries sustained in a covered accident. This benefit is not payable for X-rays received in a Physician’s office.

Does Aflac cover colonoscopy? Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or …

Does Aflac pay your bills?

If you own an Aflac policy, your cash benefits can be used to help pay your deductible and any leftover medical bills, the mortgage or rent, utilities or other expenses you may have. They’re your benefits, so you can use them your way.

Does Aflac pay for crowns?

Aflac Dental provides benefits for periodic checkups and cleanings, x-rays, fillings, crowns, and much more.

Does Aflac pay for colonoscopy? Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or …

Does Aflac cover stress leave? If you find yourself unable to work, Aflac short-term disability insurance will provide cash to help ease the financial stress of a covered illness or injury. Ask your employer about Aflac Short-Term Disability insurance. This product is available through worksite payroll deduction only.

How much does Aflac pay for blood work?

B. LABORATORY TEST AND X-RAY BENEFIT: Aflac will pay $35 when a Covered Person requires, and incurs a charge for, a laboratory test or an X-ray. The laboratory test or X- ray must be performed in a Hospital, Medical Diagnostic Imaging Center, Physician’s office, an Urgent Care Center, or an Ambulatory Surgical Center.

How long does Aflac payment take? with a small reimbursement amount), you’ll usually get the payment within 24-48 hours if you’ve set up direct deposit. If you file a claim for a surgery, long term illness, or anything with a substantial payout, EXPECT A WAIT, Along with multiple requests for documents one piece at a time.

How much will Aflac pay for surgery?

No lifetime maximum. Surgical Benefit Aflac will pay $100–$2,000 when a covered person has surgery performed for a covered sickness in a hospital or ambulatory surgical center based upon the Schedule of Operations in the policy.

What’s the safest weight loss surgery? Gastric Banding

This the simplest and safest procedure of the bariatric surgeries. The weight loss is lower than the other surgeries, however. Also, individuals with gastric banding are more likely to regain weight in the long run.

Why was Bariatric Surgery denied?

Background: Many patients who seek weight loss surgery are denied an operation because of insurance barriers, psychological concerns, and poor medical fitness for surgery. Objective: The aim of this cohort study was to study the causes and outcomes of selected patients denied metabolic and bariatric surgery (MBS).

How do I know which weight loss surgery is best for me? You are eligible for bariatric surgery if your body mass index (BMI) is: 40 or higher. Between 35 and 40, and you have diabetes, high blood pressure, high cholesterol, fatty liver disease or sleep apnea. Between 30 and 35, and you have uncontrolled diabetes.


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